Alabama to hit Obese Workers with 'Fat Fee'

jdub

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By The Associated Press

The state of Alabama has given its 37,527 employees until 2010 to start getting fit -- or they'll pay $25 a month for insurance that otherwise is free.

Alabama will be the first state to charge its overweight workers who don't try to slim down, while a handful of other states reward employees who adopt healthful behaviors. Alabama already charges workers who smoke -- and has seen some success in getting them to quit -- but now has turned its attention to a problem that plagues many people in the Deep South: obesity.

The State Employees' Insurance Board earlier this month approved a plan to charge state workers starting in January 2010 if they don't get free health screenings. If the screenings turn up serious problems with blood pressure, cholesterol, glucose or obesity, employees will have a year to see a doctor at no cost, enroll in a wellness program or take steps on their own to improve their health. If they show progress in a follow-up screening, they won't be charged. But if they don't, they must pay starting in January 2011.

"We are trying to get individuals to become more aware of their health," said state worker Robert Wagstaff, who serves on the insurance board. Not all state employees see it that way. "It's terrible," said health department employee Chequla Motley. "Some people come into this world big." Computer technician Tim Colley already pays $24 a month for being a smoker and doesn't like the idea of another charge. "It's too Big Brotherish," he said.

The board will apply the obesity charge to anyone with a body mass index of 35 or higher who is not making progress. A person 5 feet 6 inches tall weighing 220 pounds, for example, would have a BMI of 35.5. A BMI of 30 is considered the threshold for obesity. The board has not yet determined how much progress a person would have to show and is uncertain how many people might be affected, because everyone could avoid the charge by working to lose weight.

But that's unlikely. Government statistics show Alabamans have a big weight problem. According to the Centers for Disease Control and Prevention, 30.3% are now obese, ranking the state behind only Mississippi. Jacob Goldstein of The Wall Street Journal discusses a study that shows people on low-carb and Mediterranean diets lose more weight and get more cardiovascular benefits than those on a conventional low-fat diet.

E.K. Daufin of Montgomery, a college professor and founder of Love Your Body, Love Yourself, which holds body acceptance workshops, said the new policy will be stressful for people like her. "I'm big and beautiful and doing my best to keep my stress levels down so I can stay healthy," Daufin said. "That's big, not lazy, not a glutton and certainly not deserving of the pompous, poisonous disrespect served up daily to those of us with more bounce to the ounce."

A recent study suggested that about half of overweight people and nearly a third of obese people have normal blood pressure and cholesterol levels, while about a quarter of people considered to be of normal weight suffer from the ills associated with obesity. Walter Lindstrom, founder of the Obesity Law and Advocacy Center in California, is concerned that all overweight Alabama employees will get is advice to walk more and to broil their chicken. "The state will feel good about itself for offering something, and the person of size will end up paying $300 a year for the bad luck of having a chronic disease his/her state-sponsored insurance program failed to cover in an appropriate and meaningful fashion," he said.

William Ashmore, executive director of the State Employees' Insurance Board, said the state will spend an extra $1.6 million next year on screenings and wellness programs but should see significant long-term savings. Ashmore said research shows someone with a body mass index of 35 to 39 generates $1,748 more in annual medical expenses than someone with a BMI of less than 25, which is considered normal.

According to the National Conference of State Legislatures, a few states offer one-time financial incentives for people pursuing healthy lifestyles. Ohio workers, for instance, get $50 for having health assessments and another $50 for following through with the advice. Arkansas and Missouri go a step further, offering monthly discounts on premiums for employees who take health risk assessments and participate in wellness programs to reduce obesity, stress and other health problems.

Alabama's new policy is drawing no objection from the lobbying group representing state workers. Mac McArthur, the executive director of the Alabama State Employees Association, said the plan is not designed to punish employees. "It's a positive," he said.



I'm surprised California's not doing this ;)
 

GrimJack

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I see a flaw there... what about the serious athletes? I used to be 250lbs at 5'9", which would qualify as 'obese' in their language, however, the percentage of bodyfat was incredibly low. (I was training for ironman triathlons.) So, wtf?
 

Keros

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What about the poor suckers that have a normal weight above BMI 35?

My roommate was told he could never weigh less than 225lbs... anything less would be effecting his health. He's 5'6"(ish).

Using BMI as a single measuring stick is a horrible idea.
 

ForcedTorque

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GrimJack;1122588 said:
I see a flaw there... what about the serious athletes? I used to be 250lbs at 5'9", which would qualify as 'obese' in their language, however, the percentage of bodyfat was incredibly low. (I was training for ironman triathlons.) So, wtf?

So has it all turned to fat now, or how have you handled it? I'm sure if you were that serious, a little maintenance exercise isn't that hard to do.

Being in Alabama, I wish they would make this mandatory for all people in the state, not just state employees. It would get me off my ass. Right now, I rarely go outside unless I'm getting in a car or working on a car. For the last couple of years, I have been working on several of them though. That doesn't seem to have any health benefit.
 

GrimJack

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ForcedTorque;1122607 said:
So has it all turned to fat now, or how have you handled it? I'm sure if you were that serious, a little maintenance exercise isn't that hard to do.
Some turned to fat, some went away. I'm ~50 lbs down from that now, and I still exercise a fair bit, although I've long since dropped the swimming and running, and my mountain biking is more for fun than race training these days. Not really surprising, my triathlon days are long gone... and by long, I mean I haven't done it for 20 years.
 

Facime

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As employees of the state, who get a health benefit in the form of no cost insurance, I would say its a good thing if those people that are putting themselves at risk for heart disease, diabetes, high blood pressure etc, should pay a little extra for the benefit. They should expand it to include smokers and heavy drinkers as well.

In case you missed the fine print there is an easy way out of the fee, make progress (i.e. lose weight), although the report doesnt specify the details of what making progress is. I would guess a lb or two a month would be considered progress. Unfortunately a good number of the overweight employees will probably just say "screw it" and pay the extra and bitch and complain about how unfair it instead of actually doing something about thier unhealthy condition.
 

jdub

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Facime - it already applies to smokers ;)

They would have to pick *some* standard...BMI is as good as any. Concerning those individuals who are large due to genetics or athletic, the state would be forced to accept a doctors advice or a body fat measurement on an individual basis. Otherwise, a huge lawsuit would result.

I didn't realize my home state had such a "progressive" attitude. :sarcasm:
I mean this is a state where the idea of gun control is having the ability to execute a double tap with a 1911, in the kill zone, under 2 seconds.

Heck, a lawsuit might come out of this anyway. It would be funny as hell if the ACLU got involved on a "Fat Rights" issue.
 

mkiiSupraMan18

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Whoa.... Not everyone should have to pay the extra $25...

The state employees' benefits are paid by the taxpayers, so an increase in risk should come with an increase in what they pay.

Hell, if I could get away with only having to pay $25/mo for insurance, I would gladly pay it.
 

Zach

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GrimJack;1122588 said:
I see a flaw there... what about the serious athletes? I used to be 250lbs at 5'9", which would qualify as 'obese' in their language, however, the percentage of bodyfat was incredibly low. (I was training for ironman triathlons.) So, wtf?

Dang, sounds like you were built more for a strongman than ironman. What was your bodyfat percentage like?
 

iwannadie

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I dont think its a Bad idea to make them pay more since they are at a higher health risk. However, where do you draw the line? What if someone is involved with a dangerous hobby, sky diving or something will they pay more for life insurance? What if someone has 5 speeding tickets, does that make them more at risk for a car accident(health insurance $$$)?

Maybe they need an 'at risk' scale, you get points for negative things in your life that effect your health. One thing wont make you pay but if you add up enough 'points' then you pay the 'at risk' fee.
 

jdub

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iwannadie;1122653 said:
I dont think its a Bad idea to make them pay more since they are at a higher health risk. However, where do you draw the line? What if someone is involved with a dangerous hobby, sky diving or something will they pay more for life insurance? What if someone has 5 speeding tickets, does that make them more at risk for a car accident(health insurance $$$)?

Maybe they need an 'at risk' scale, you get points for negative things in your life that effect your health. One thing wont make you pay but if you add up enough 'points' then you pay the 'at risk' fee.


You just hit what I was thinking about this...wanted to let it go for a bit 1st ;)

It kind of paves the way for more draconian measures in the future...all the way up to a requirement for DNA testing to determine if you have "at risk" factors in your genes. All in the name of "fairness" to those that do not have such risk factors or do not engage in "high risk" behavior.
 

GrimJack

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Zach;1122641 said:
Dang, sounds like you were built more for a strongman than ironman. What was your bodyfat percentage like?
Under 10%, usually ~7. Hyper metabolic plus lots of power made the ironman unrealistic - I ran the Half and it nearly killed me. I certainly wasn't good enough to compete seriously, I finished in the last 20%.

I might have done well in strongman, but there wasn't any worthwhile training available where I was at the time.
 

iwannadie

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jdub;1122664 said:
You just hit what I was thinking about this...wanted to let it go for a bit 1st ;)

It kind of paves the way for more draconian measures in the future...all the way up to a requirement for DNA testing to determine if you have "at risk" factors in your genes. All in the name of "fairness" to those that do not have such risk factors or do not engage in "high risk" behavior.

DNA testing is a whole new step, I was just worried about life choices ha. Well, not worried sine Im not a state employee but if that kind of thing spread...

I can just hear the office complaining.

smitty: "I have to pay $25 cause Im over weight when jacko doesnt have to pay anything and he rides a motorcycle! My weight problem is genetic but he chooses to ride a murdercycle!!"
 

Poodles

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Agreed jdub. It's like some of the research saying violence may be in your DNA. It's "not you fault just how you're built" is a destruction of the mind in how humans work.

Point being, humans have broken EVERY rule so far as to how they should act because they have the most powerful tool ever, their mind. Risks aren't absolute and I hope that we never get to the point where it's seen that people can't beat the odds at whatever they do.
 

Kai

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jdub;1122664 said:
You just hit what I was thinking about this...wanted to let it go for a bit 1st ;)

It kind of paves the way for more draconian measures in the future...all the way up to a requirement for DNA testing to determine if you have "at risk" factors in your genes. All in the name of "fairness" to those that do not have such risk factors or do not engage in "high risk" behavior.

You think that the inventors of stuff like this have watched Gattaca too many times?
 

Poodles

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And missed the key point of the film? That humans have always been able to rise above any shortcomings that they have.
 

Facime

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give a man a rope and he will want to be a cowboy? Come on, saying one thing will lead to the other is preposterous. This is no different from seat belt and helmet laws. Does everyone who doesnt wear a seatbelt or helmet end up costing taxpayers money when they get severely injured? Of course not. Its a simple case of statistics vs cost.

No one is taking away anyones right to be fat. If they want to bear the extra burden of a few pounds everyday, they should bear the burden of a little extra pay into the system as well. Dont like it? PUT DOWN THE FUCKIN FORK!
 

Poodles

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Not against them paying extra, but I'm waiting for the "I'm obese because of my DNA and it's not my fault" lawsuit...
 

Facime

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Poodles;1122721 said:
Not against them paying extra, but I'm waiting for the "I'm obese because of my DNA and it's not my fault" lawsuit...

one step at a time.


Those people that dont want to pay into it are free to find another job as well.

P.S. I would love to pay $30/mo for health insurance.