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Many travelers use the "hold and pay later" feature by calling


If you're eligible,


Want to use Affirm, Uplift, or other pay-later options?


Don't have a credit card handy? Ask


You can also pay in installments after booking via


For certain fares, American Airlines may allow a 24-hour hold period.


Want to use multiple payment methods?


Not sure if you qualify for pay-later options?


For business travelers,


Some travelers wait for reimbursement before paying. In that case,


You can even request a soft hold without payment when you call


Booking now and paying later gives you more flexibility.


Want to use airline miles and pay the remainder later?


Some fare classes don’t qualify for pay-later options.


Need confirmation before paying?


You can also add travel insurance while using a payment plan.


Got a promo code or discount?


Change your mind before paying?


So yes—you can absolutely book now and pay later by calling

