you're damned lucky you are still alive after the lack of seatbelt. if i were you, id put a 4 point in the 240 and wear it any time you get in the car. every time after the first time i was in an accident i was wearing my seatbelt, and a few times it saved my ass! thank god i havent gotten my supra in any accidents and knock on wood hopefully wont anytime soon. get a turbo supra and call it a day, depending on how much money the insurance gives you for it